Students are able to use their "spend" money as long as they don't go below about $10... because I don't want them to go under $0 before the next payday... if something were to come up that they weren't expecting.
One day, about 4 or 5 years ago, I had a girl that was struggling with a purchase. She just wanted a certain item for $75... but didn't want to part with the money (she had more than enough, by the way).
So she walked away, and said she didn't want to buy it.
Then she came back.
What she said to me next, was one of those teachable moments that we as teachers live for. She said... "I'll take it, but YOU have to take the money out of my folder."
What a chance to teach delayed gratification.
I said to her simply, "No, if you would like that item, you need to pay for it... I'm not going to take it out of your folder. You can certainly buy it because you have enough money, it's just your choice of whether you buy it now, or wait until the next store opening."
After a lonnnnnng pause.........She said, "I'll just wait," and she walked away.
What an honor to teach her a life-long skill that will be very beneficial to her financial well-being down the road.
Many adults struggle with what she went through on that day.
And that is just one of the many ways as to why this program is so POWERFUL!!!
[Only 3 more days until a special POWERFUL Program announcement!]